Get your
Free Rate Quote

CHECK RATES

Fast Track to
Home Pre-Approval

APPLY NOW

Get your
Free Rate Quote

CHECK RATES

Fast Track to
Home Pre-Approval

APPLY NOW

Are you looking for a
Trusted Mortgage Broker?

Expert guidance through every step of your home loan journey

Call An Expert (626) 656-6110
Email Us Now info@apexfundings.com

About APEX Funding

We specialize in connecting homebuyers with the industry's most competitive mortgage products. Our mission is to simplify the lending process, offering transparent advice and personalized solutions that fit your financial goals perfectly.

  • Certified Loan Officers
  • Low Interest Rates
  • Fast Closing Process
  • Diverse Loan Portfolio
  • Credit Score Specialists
  • Local Market Expertise
Our Mission
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Loan Programs

Fixed-Rate Mortgages

Enjoy peace of mind with stable monthly payments for the life of your home loan.

Refinance Solutions

Lower your interest rate or pull equity from your home with our flexible refinance plans.

First-Time Buyers

Low down payment options and grant programs designed for new home buyers.

VA & FHA Loans

Government-backed loans offering flexible credit requirements and low entry costs.

Jumbo Mortgages

Financing for luxury properties and high-value homes with competitive terms.

Commercial Real Estate

Loan options for investors looking to acquire or refinance commercial property.

All Programs

Our Process

Step 01

Initial Consultation
Evaluating Your Goals

We review your financial health, credit score, and homeownership goals to identify the best loan products for your specific needs.

Step 02

Mortgage Pre-Approval
Verified Buying Power

We submit your documentation to our lenders to provide you with a pre-approval letter, giving you a competitive edge when making offers.

Step 03

Closing the Deal
Welcome to Your New Home

Our team handles the heavy lifting, working with underwriters and title companies to ensure a smooth, on-time closing.

Mortgage FAQs

How much down payment do I really need?

While 20% is traditional, many programs allow for as little as 3% or even 0% down for qualified veterans and rural buyers.

Client Testimonials

I thought buying my first home would be a nightmare, but the team at APEX Funding walked me through every step. They found me a rate lower than my own bank offered. Truly professional and highly recommended for anyone looking to navigate the market.

Robert SmithHomeowner - California

Refinancing with this company was the best financial decision we made this year. The process was incredibly fast, and we are now saving over $400 a month on our mortgage. The communication was excellent throughout the entire closing process.

Linda JohnsonRefinance Client - California

Our Broker Team

Benny Lau Co-Founder / Senior Loan Advisor (818)-805-8899 blau@apexfundings.com
Mark Zhai Co-Founder / Senior Loan Advisor (626)-226-3667 mzhai@apexfundings.com
Yaxi Yue Co Funder / Manager (626)-528-666 yyue@apexfundings.com
Meet The Team